Once you've identified the right zone from this page, type something like "villa in Mykonos for €800K" into the AI-powered search bar on the homepage to find matching Golden Visa listings in seconds.
5-Year Residence Permit
Renewable residence permit. No requirement to physically reside in Greece.
Schengen Freedom
After card issuance, visa-free travel to 29 Schengen countries: 90 days in every 180.
Family Included
Spouse, children under 21, and both sets of parents obtain residence with no additional investment.
Education
Children can receive free education in Greek state schools.
Investment Thresholds
Which Zone Suits You?
Three investment thresholds apply depending on the zone and type of property. Click a zone to view matching listings.
* In effect as of 1 September 2024. Subject to change with regulatory updates. Contact us for details.
Taxes & Costs
Key Figures to Know
| Cost Item | Rate / Amount | Notes |
|---|---|---|
| Property Transfer Tax | %3,09 | One-time payment on property purchase |
| ENFIA (Annual Property Tax) | 2€ – 16,20€/m² | Paid annually; surcharge applies if value exceeds €250,000 |
| Rental Income Tax (0–€12k) | %15 | Same rate for 2025 and 2026 |
| Rental Income Tax (€12k–€24k) | 25% | Was 35% in 2025 — reduced from 2026 |
| Rental Income Tax (€24k–€36k) | %35 | Next bracket |
| Rental Income Tax (over €36k) | %45 | Top bracket |
| Living Standard Reduction | 30–35% | Reduced tax burden for residential from 2026 |
Property Transfer Tax%3,09
One-time payment on property purchase
ENFIA (Annual Property Tax)2€ – 16,20€/m²
Paid annually; surcharge applies if value exceeds €250,000
Rental Income Tax (0–€12k)%15
Same rate for 2025 and 2026
Rental Income Tax (€12k–€24k)25%
Was 35% in 2025 — reduced from 2026
Rental Income Tax (€24k–€36k)%35
Next bracket
Rental Income Tax (over €36k)%45
Top bracket
Living Standard Reduction30–35%
Reduced tax burden for residential from 2026
Tax rates as of 2026 represent significant improvements for foreign investors. Speak with our advisors for details.
Application Process
Step-by-Step Roadmap
- 1
Property Selection & Legal Review
Choose a Golden Visa-eligible property from our portfolio. Title deed and legal audit conducted with an attorney.
1–4 Weeks - 2
AFM & Bank Account Opening
Greek tax number (AFM) obtained and bank account opened. Investment amount transferred to this account.
1 Week - 3
Title Deed Transfer
Official sales contract signed before a notary; title deed transfer completed.
1–2 Months - 4
Online Application & Blue Certificate
Digital application instantly generates the Blue Certificate (temporary residence). Schengen travel begins with this document.
1 Week - 5
Biometric Appointment
Appointment arranged for fingerprinting and biometric data collection.
2–6 Months - 6
5-Year Residence Card
With the 2026 reform, card validity now starts from the printing date — so you get that bureaucratic waiting time back.
3–12 Months
Family Unity
Your Entire Family Included
- Spouse or registered partner
- Children under 21 (up to 24 if in education)
- Investor's parents
- Spouse's parents
No additional investment requirement for any family member.
FAQ
Frequently Asked Questions
Documents
Required Documents
Required from Investor
- Passport (copy + original)
- Criminal record clearance
- Health insurance
- Proof of financial capacity
- Bank statement / proof of fund transfer
- AFM tax number
- Power of Attorney (POA)
- Documents for family members
Property Documents
- Notarised sale contract
- Title deed (Land Registry certificate)
- Proof of purchase price payment
- Technical & legal property report
- Certified translations and apostilles
Required from Investor (8)
- Passport (copy + original)
- Criminal record clearance
- Health insurance
- Proof of financial capacity
- Bank statement / proof of fund transfer
- AFM tax number
- Power of Attorney (POA)
- Documents for family members
Property Documents (5)
- Notarised sale contract
- Title deed (Land Registry certificate)
- Proof of purchase price payment
- Technical & legal property report
- Certified translations and apostilles
Investment Return Calculator
ROI Calculator
Estimate your expected rental income and return on investment.
Golden Visa Comparison
Golden Visa Comparison
Compare Golden Visa programmes across Europe to find the best fit for your investment goals.
| Country | Min. Investment | Processing Time | Renewal |
|---|---|---|---|
GreeceRecommended | €250,000 – €800,000 | 2–4 months | Every 5 years |
Portugal | €500,000+ Fund investment — property route closed in 2023 | 6–12 months | Every 2 years |
SpainClosed | Real-estate investment route closed in April 2025 — no longer accepting new applicants | ||
Malta | €300,000+ Property + mandatory €37,000 government contribution (varies by region) | 4–6 months | Every 5 years |
Italy | €250,000+ | 3–6 months | Every 2 years |
GreeceRecommended
- Min. Investment
- €250,000 – €800,000
- Processing Time
- 2–4 months
- Renewal
- Every 5 years
Portugal
- Min. Investment
- €500,000+Fund investment — property route closed in 2023
- Processing Time
- 6–12 months
- Renewal
- Every 2 years
SpainClosed
Real-estate investment route closed in April 2025 — no longer accepting new applicants
Malta
- Min. Investment
- €300,000+Property + mandatory €37,000 government contribution (varies by region)
- Processing Time
- 4–6 months
- Renewal
- Every 5 years
Italy
- Min. Investment
- €250,000+
- Processing Time
- 3–6 months
- Renewal
- Every 2 years
Data as of 2026. Programmes and thresholds are subject to change. Consult Golviz for the latest requirements.
You're One Step Away
We're With You
From finding the right property to the title deed, from the biometric appointment to the residence card — we provide professional support at every step of the Golden Visa process.
Get a Consultation
From finding the right property to the title deed, from the biometric appointment to the residence card — we provide professional support at every step of the Golden Visa process.